Overwhelming debt causes significant stress and worry about the future. Fortunately the bankruptcy court provides options to relieve these burdens. Chapter 7, also known as " fresh start" bankruptcy, provides the quickest relief from debt. An individual or family must pass the Median Income and/or Means Test to qualify for this type of bankruptcy relief. Furthermore, assets must fit into certain categories (exemptions) to be protected from your creditors. We have many years experience assisting clients in Chapter 7 cases and are available to analyze your particular situation.